J2 Enrollment - Web Book - 2024 - Flipbook - Page 5
MANAGING YOUR MONEY
How will contributions to my account be invested?
You may direct the investment of all of your Accounts in one or more of the available
Investment Funds. Your elections will be subject to such rules and limitations as the
Plan Administrator may prescribe. The Plan Administrator may restrict investment
transfers to the extent required to comply with applicable law. The Plan is intended
to constitute a plan described in section 404(c) of ERISA. This means that Plan
fiduciaries may be relieved of liability for any of your losses that are the result of your
investment elections.
Contributions will be placed in the investment options you select. Follow the
instructions for selecting your investment options on the enrollment form in this
book. A financial advisor is available to discuss your investment options. Please
contact your Human Resources representative if you would like to receive
investment advice from a financial advisor.
PLAN HIGHLIGHTS
If you do not choose investments for your plan, your contributions will automatically
be invested in an appropriate Target Date fund based on your year of birth.
Can I change my investment options?
You can change the investment direction of new contributions or make transfers
among the Plan's investment options by logging into your account at
www.CertifiedDifference.com or by completing a new Investment Election form
from this book or by contacting your human resource representative.
You can also call 1-800-393-9900 for assistance.
How can I keep track of my account?
You will receive a statement that details your account summary quarterly. This
statement includes account balances, performance figures for your
investments, and other information about your account. You may also view a
summary of your account by visiting www.CertifiedDifference.com.
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