Markowitz Enrollment - Web Book - Ready - Flipbook - Page 28
Conservative
2%
3%
2%
0.5%
0.5%
2%
5%
13%
72%
Short-Term Investor- Will Need Access to
Money within 3 Years
Very Uncomfortable with any Risk
Exposure
Vanguard Growth Index Adm
Vanguard Equity-Income Adm
Columbia Mid Cap Index Inst
Fidelity Advisor® Intl Cap
Vanguard International Value
Cohen & Steers Instl Realty
PGIM High Yield R6
Western Asset Core Bond I
Wells Fargo Stable Value Fun
100
Markowitz, Ringel, Trusty & Hartog, P.A. Profit Sharing Plan
Moderately Aggressive
Aggressive
Not Intimidated by Market Volatility
Moderate
Long-Term Time Horizon
20
20
20
20
20
Vanguard Growth Index Admi
Vanguard Equity-Income Adm
Columbia Mid Cap Index Inst
BNY Mellon Small Cap Stock
Fidelity Advisor® Intl Capi
Vanguard International Value
Invesco International Small-M
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
PGIM High Yield R6
Dodge & Cox Global Bond
Less Risk with 50% of Portfolio
9%
8%
15%
15%
5%
5%
5%
3%
5%
5%
5%
5%
15%
Ambitious Investment Goals
20
20
20
20
20
Vanguard Growth Index Admi
Vanguard Equity-Income Adm
Columbia Mid Cap Index Inst
BNY Mellon Small Cap Stock
Fidelity Advisor® Intl Capi
Vanguard International Value
Invesco International Small-M
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
PGIM High Yield R6
Western Asset Core Bond I
Dodge & Cox Global Bond
Wells Fargo Stable Value Fun
Comfortable Investing Majority in Stocks
25
25
25
25
Vanguard Growth Index Admiral
Vanguard Equity-Income Adm
Columbia Mid Cap Index Inst
BNY Mellon Small Cap Stock Index
Fidelity Advisor® Intl Capital A
Vanguard International Value Inv
Invesco International Small-Mid C
Vanguard Materials Index Admiral
Cohen & Steers Instl Realty Shares
PGIM High Yield R6
Western Asset Core Bond I
Dodge & Cox Global Bond
Wells Fargo Stable Value Fund M
50% Growth Oriented with Stock Funds
11%
10%
6%
6%
3%
3%
3%
3%
5%
6%
6%
6%
32%
MODEL INVESTMENT PORTFOLIOS
as of December 31, 2022
Moderately Conservative
6%
9%
4%
4%
1.5%
1.5%
1%
3%
5%
8%
57%
May be Suitable for 3 to 5 Year Time
Horizon
Willing to Take Minimal Risk for Possible
Growth
Vanguard Growth Index Adm
Vanguard Equity-Income Adm
Columbia Mid Cap Index Inst
BNY Mellon Small Cap Stock
Fidelity Advisor® Intl Cap
Vanguard International Value
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
PGIM High Yield R6
Western Asset Core Bond I
Wells Fargo Stable Value Fun
50
25
25
15%
10%
20%
20%
5%
5%
5%
5%
5%
5%
5%
Sample employee model portfolios are intended to illustrate various asset allocations available. The models and allocations are as of the date shown. Each model is rebalanced quarterly, and funds may be replaced
if they fail to meet the criteria outlined in the plan’s investment policy statement. Investment allocations to the various asset classes will change over time. There are no sales charges or transaction charges for any
of the funds in your Plan.
