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Investment Factsheet
PAGE 30 OF 45
Inv. Data as of 09/30/24.
STATEMENT OF ADDITIONAL DISCLOSURES
INTRODUCTION
This report is for informational purposes only and does not constitute professional investment advice. Some data in this report was obtained from
third parties. Although Fi360 obtains data from sources it deems to be reliable, it does not independently verify the data, and does not warrant or
represent that the data is timely, complete, or accurate.
Unless denoted otherwise with a CI superscript (Investment Name CI ), the investment data source is © 2024 Morningstar, Inc. All rights reserved.
The data contained herein: (1) is proprietary to Morningstar, Inc. and/or its content providers; (2) may not be copied or distributed; and (3) is not
warranted to be accurate, complete or timely. Neither Morningstar, Inc. nor its content providers are responsible for any damages or losses arising
from any use of this information. Past performance is no guarantee of future results. Any investment denoted with the CI subscript was supplied by
another 3rd party such as the advisor, custodian, recordkeeper or other provider.
Mutual funds and Exchange Traded Funds (ETFs) are sold by prospectus. Please consider the investment objectives, risks, charges and expenses
carefully before investing. The prospectus and, if available, the summary prospectus, which contains this and other information, can be obtained
by calling your financial advisor. Read the prospectus and, if available, the summary prospectus carefully before you invest.
All investments involve risk. The principal value and investment return will fluctuate so that your shares, when redeemed, may be worth more or
less than the original cost. All investing involves risk, including the possible loss of principal. This does not apply, however, to the guaranteed
portions of group annuity contracts that constitute guaranteed benefit policies as defined in ERISA 401(b)(2)(B).
Collective investment trusts (CITs) are available for investment primarily by eligible retirement plans and entities. Participation in CITs is generally
governed by the terms of a Declaration of Trust and a Participation or Adoption Agreement, which is signed by the retirement plan’s fiduciary at the
time the plan invests in the CITs. In addition, various other documents may contain important information about the CITs including Fund
Descriptions, Statement of Characteristics or Investment Guidelines, and/or other fee or investment disclosure documents. All of these documents
may contain important information about CIT fees, investment objectives, and risks and expenses of the underlying investments in the CITs and
should be read carefully before investing. To obtain a copy, you will need to contact the plan sponsor or trustee of the CIT.
CITs are not insured by FDIC or any other type of deposit insurance; are not deposits or other obligations of, and are not guaranteed by any firm
or their affiliates; and involve investment risks, including possible loss of principal invested. CITs are not mutual funds and are exempt from
registration and regulation under the Investment Company Act of 1940 (the
