nFront Enrollment Web Book 2024 - Ready - Flipbook - Page 28
nFront Consulting LLC 401(k) Profit Sharing Plan
MODEL INVESTMENT PORTFOLIOS
as of December 31, 2023
Conservative
Moderately Conservative
Short-Term Investor- Will Need Access to
Money within 3 Years
Very Uncomfortable with any Risk
Exposure
May be Suitable for 3 to 5 Year Time
Horizon
Willing to Take Minimal Risk for Possible
Growth
Vanguard Growth Index Adm
Vanguard Equity-Income Adm
JPMorgan Mid Cap Growth
Allspring Special Mid Cap Val
Fidelity Advisor® Intl Cap
Schwab Fdmtl Intl Lg Co Idx
Cohen & Steers Instl Realty
American Funds Bond Fund
PIMCO Income Instl
Vanguard Short-Term Treasur
Invesco Stable Value Trust I
Vanguard Growth Index Adm
Vanguard Equity-Income Adm
JPMorgan Mid Cap Growth R
Allspring Special Mid Cap Val
Invesco Discovery R6
Vanguard Small Cap Value Ind
Fidelity Advisor® Intl Cap
Schwab Fdmtl Intl Lg Co Idx
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
American Funds Bond Fund of
PIMCO Income Instl
Vanguard Short-Term Treasur
Invesco Stable Value Trust I
100
2%
3%
1%
1%
0.5%
0.5%
2%
10%
5%
15%
60%
50
25
25
6%
9%
2%
2%
2%
2%
1.5%
1.5%
1%
3%
5%
5%
15%
45%
Moderate
Moderately Aggressive
Aggressive
Less Risk with 50% of Portfolio
Long-Term Time Horizon
Not Intimidated by Market Volatility
50% Growth Oriented with Stock Funds
Comfortable Investing Majority in Stocks
Ambitious Investment Goals
Vanguard Growth Index Admi
Vanguard Equity-Income Adm
JPMorgan Mid Cap Growth R
Allspring Special Mid Cap Val
Invesco Discovery R6
Vanguard Small Cap Value Ind
Fidelity Advisor® Intl Capi
Schwab Fdmtl Intl Lg Co Idx
Invesco International Small-M
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
PGIM High Yield R6
American Funds Bond Fund of
Dodge & Cox Global Bond
Invesco Stable Value Trust I
Vanguard Growth Index Admi
Vanguard Equity-Income Adm
JPMorgan Mid Cap Growth R
Allspring Special Mid Cap Val
Invesco Discovery R6
Vanguard Small Cap Value Ind
Fidelity Advisor® Intl Capi
Schwab Fdmtl Intl Lg Co Idx
Invesco International Small-M
Vanguard Materials Index Adm
Cohen & Steers Instl Realty S
PGIM High Yield R6
Dodge & Cox Global Bond
Vanguard Growth Index Admiral
Vanguard Equity-Income Adm
JPMorgan Mid Cap Growth R6
Allspring Special Mid Cap Value R
Invesco Discovery R6
Vanguard Small Cap Value Index
Fidelity Advisor® Intl Capital A
Schwab Fdmtl Intl Lg Co Idx
Invesco International Small-Mid C
Vanguard Materials Index Admiral
Cohen & Steers Instl Realty Shares
PGIM High Yield R6
American Funds Bond Fund of Am
PIMCO Income Instl
Dodge & Cox Global Bond
Invesco Stable Value Trust I
25
25
25
25
11%
10%
3%
3%
3%
3%
3%
3%
3%
3%
5%
5%
5%
5%
5%
30%
20
20
20
20
20
9%
8%
8%
7%
8%
7%
5%
5%
5%
3%
5%
5%
5%
5%
15%
15%
10%
12%
8%
12%
8%
5%
5%
5%
5%
5%
5%
5%
20
20
20
20
20
Sample employee model portfolios are intended to illustrate various asset allocation models. These models and allocations are as of the date shown and any performance displayed is back tested and hypothetical in
nature. Yours will be different. Each model is rebalanced quarterly and funds may be replaced if they fail to meet the criteria outlined in the plan’s investment policy statement and Allocations to the various asset
classes will change over time. Individual investment objectives must be considered prior to fund selection. Past performance of funds is not a guarantee or indication of future investment performance.
